Comprehensive Wealth Management

At Pathway Financial, we pride ourselves on serving as an inclusive resource for your widespread financial needs. We use our variety of services to address your questions and develop a plan you understand. Guidance from a competent, experienced advisor can go a long way toward helping make sure your financial success is shared with the people and causes most important to you.

How We Can Help

Financial Planning

Long-term financial security does not happen by chance. Many things in life can have an impact – positive or negative – on your financial well-being. Together we will identify your most important goals and dreams and build and implement a financial plan to help you achieve them. And because life is unpredictable, we will monitor your progress on a regular basis to ensure your plan evolves as your needs and the situation around you change. .

Wealth Management

Managing your money and getting the right combination of income and growth at various times in your life is important work. Our team spends a great deal of time doing research, monitoring, analyzing, and rebalancing the client portfolios that we manage personally. We will partner with you to help you sustain and grow long-term wealth consistent with your goals and aspirations, considering other financial needs and your comfort with market risks.

Retirement Planning

A successful retirement strategy involves having varying strategies integrated together around your personal goals. Just like building a puzzle, you need to assure that you have all the right pieces, know how they fit together, and create your vision of retirement in each of the strategic planning areas. We will help you create a plan that strives to assess your current financial situation, determine the retirement lifestyle for your future, review the many options available, and put solutions in place to help plan for the retirement of your dreams. Together we can develop a plan to help you pursue financial security in retirement.

Estate Planning

Establishing an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family and leaving a legacy for the future. You need a solution that remains flexible enough to allow you to maintain maximum control of your assets and enjoy them during your lifetime while you prepare for the efficient transfer of those assets. We coordinate with your attorney and CPA to implement your estate plan from beginning to end.

When you have an estate plan in place, your children or other loved ones won’t be burdened with making tough decisions on your behalf when they’re already dealing with your illness or death.

At the outset, your financial plan may not need to address all of these life events. But over time, as your circumstances and priorities change, we’ll work with you to adjust your plan accordingly.

Investment Strategies

Without a coordinated investment strategy, it can be difficult to build an effective investment portfolio that helps meet your financial needs. We can offer you access to a wide range of investment products and services aimed at meeting your financial objectives.

Insurance Planning

Many people realize that they need life insurance and have opinions about what type of life insurance they prefer. We can help you determine how much life insurance they need and what types or combinations of types of coverage are best suited to help them further their own objectives. A well-constructed life insurance policy can be a valuable part of your overall financial security plan. We will help you look at this in the context of your overall financial security plan and help you determine what makes the most sense for your situation.

College/Education Planning

If one of your financial goals is to pay for a child’s education, the earlier you create a college savings plan, the better. Not only will you save more, you’ll have more time to ride the ups and downs of the financial markets if you choose to invest your savings.

Tax Planning

The tax planning strategies you choose to manage your accounts control long term and short-term tax liabilities. You can make a significant difference in the net after-tax value of your investments by utilizing the knowledge of professional wealth management team. We devote substantial resources to develop the tools and to implement the strategies that may control our clients’ tax liabilities and ultimately enhance the value of your investments.